Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Learn to Fly

15+ years of trial, error, and triumph in the world of travel rewards. Here's everything I've learned about maximizing points, booking award flights, and turning everyday spending into extraordinary trips.

Featured Posts

Learn to Fly

Pay Your Mortgage and Earn Points with Mesa

Update: New 50,000 point bonus with code: SEPT50. Earn points for your mortgage payments with the Mesa Homeowner’s Card

Review: New Atmos Rewards Summit Card

Explore Bank of America’s new Atmos Rewards Summit card for Alaska & Hawaiian Airlines travelers. This is one of the most exciting new card in a long time.

How to Earn Even More Points

Maximize rewards by stacking credit card offers, shopping portals, dining programs, and credit card promotions.

Quinn English 10/7/25 Quinn English 10/7/25

Travel Accessories I Never Leave Home Without

The list of travel accessories I never leave home without!

Quinn English 10/7/25 Quinn English 10/7/25

Save on Amazon with American Express Points

Save up to 40% on Amazon purchases when using just 1 American Express point!

Quinn English 10/2/25 Quinn English 10/2/25

Pay Your Mortgage and Earn Points with Mesa

Update: New 50,000 point bonus with code: SEPT50. Earn points for your mortgage payments with the Mesa Homeowner’s Card

Quinn English 10/1/25 Quinn English 10/1/25

Current Credit Card Transfer Bonuses

Here are the current transfer bonuses from American Express to Air France/KLM Flying Blue, Chase to British Airways, Aer Lingus, and Iberia, Capital One to Virgin Atlantic, and Citi to Qatar Privilege Club, Virgin Atlantic, Turkish and Avianca.

Quinn English 9/29/25 Quinn English 9/29/25

Iceland’s PLAY Airlines Goes Bankrupt- Friend Left Stranded

Iceland’s PLAY Airlines ceased operations on September 29th and left passengers stranded. How I helped a friend make it home from Ireland!

Quinn English 9/23/25 Quinn English 9/23/25

Chase is Editing The Edit Credit

Chase has announced a new update to their $500 credit with The Edit. You’ll now be able to use each of the $250 credits anytime during the year. Additionally they’ve also added a $250 hotel credit at select hotels booked with Chase Travel.

Quinn English 9/23/25 Quinn English 9/23/25

Capital One Adds Three New Transfer Partners

Capital One just announced three new transfer partners with Japan Airlines, Qatar Airways, and Preferred Hotels.

Quinn English 9/20/25 Quinn English 9/20/25

Earn 10x Amex Points on Lululemon with Rakuten

Earn 10x Amex points by shopping through the Rakuten app at Lululemon. This is a great way to use your new $75 Lululemon credit from the American Express Platinum.

Quinn English 9/18/25 Quinn English 9/18/25

American Express Platinum: New Benefits, Higher Fee

American Express just relaunched the Platinum card with an even higher annual fee but a lot of added benefits that more than make up for the fee increase.

Quinn English 9/18/25 Quinn English 9/18/25

Chase Freedom Flex Q4 2025 Bonus Categories

Earn 5x points on Old Navy, Chase Travel, and Department Stores in Q4 2025 as well as PayPal in December with the Chase Freedom Flex.

Quinn English 8/31/25 Quinn English 8/31/25

Bilt Rent Day September 2025

Earn up to a 100% Virgin Red transfer bonus with Bilt’s Rent Day promo this September.

Quinn English 8/27/25 Quinn English 8/27/25

Review: New Atmos Rewards Summit Card

Explore Bank of America’s new Atmos Rewards Summit card for Alaska & Hawaiian Airlines travelers. This is one of the most exciting new card in a long time.