Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Best Credit Cards for Points and Miles

The right card can turn everyday spending into flights and hotel stays. Compare today's top personal and business cards, including current welcome offers.

Personal Credit Cards

Travel rewards, cash back and premium cards for your everyday and travel spending.

See the best personal cards

Business Credit Cards

Cards built for business spending, with bonus categories like advertising, shipping and office supplies.

See the best business cards

Clients earn an average of 221% more points each year.Not sure which card fits your spending? The best card depends on what you already hold and how you spend. Get a personalized credit card strategy and we'll find the cards that earn you the most.

Advertiser Disclosure: FreeQuinnt Flyer may be paid when you click the links on this page and are approved for a card. The cards and offers shown on the partner pages are provided by our affiliate partner, and the card issuer's terms apply. Offers can change at any time; check the issuer's site before you apply.

Best Credit Cards for Points and Miles

Personal Credit Cards

Business Credit Cards

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