Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Amex Removing Lufthansa Lounge Access

Apr 10

Written By Quinn English

I’d guess most people didn’t even know they could access Lufthansa lounges thanks to their American Express Platinum. Well that is ending soon.

*Lufthansa First Class Terminal Frankfurt*

Amex Platinum Losing Lufthansa Lounge Access

American Express Platinum and Centurion cardholders currently have access to the following Lufthansa lounges. Unfortunately this is ending as of October 1st, 2026.

Platinum Cardholders have access to the following lounges when flying same day with a Lufthansa Group carrier:
- Lufthansa Business Lounges when flying economy
- Lufthansa Senator Lounges when flying business
Centurion cardholders have access to Lufthansa First Lounges when flying same day in any cabin on a Lufthansa Group carrier. The Lufthansa First Class Terminal in Frankfurt is excluded from this agreement.

My Take

This is certainly a negative change but I don’t think many people even knew this agreement existed. I’ve only used this benefit a handful of times while flying Lufthansa in Europe. Lounges have gotten more and more crowded over the years so this is intended to help with that. Will it help? Probably not but we’ll see.

The content on this page is accurate as of the publish date; however, some of the offers mentioned may have expired.