Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

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Amex Removing Lufthansa Lounge Access

American Express and Lufthansa are ending their partnership giving Platinum and Centurion cardholders access to Lufthansa lounges on October 1st, 2026.

Airlines Raise Bagge Fees- Blame Oil Prices

All US airlines have raised checked baggage fees while blaming the rising oil prices.

New Amex Platinum Cardholders No Longer Get Saks Credit

The Amex Platinum has removed the $50 bi-annual Saks credit for all new applicants as of 3/26/26.

Amex Adding ChatGPT Credit to Business Platinum and Gold Cards

American Express is adding a $300 credit for a ChatGPT Business subscription to both the American Express Business Platinum and Business Gold.

American Express Launches New Graphite Business Cash Unlimited

American Express just launched the American Express Graphite Business Cash Unlimited. You can earn a $1,500 cash back bonus after spending $50,000 in the first 6 months in addition to earning 2% cash back on all purchases.

Chase Freedom Flex Q2 2026 Bonus Categories

Earn 5x points on Amazon, Chase Travel, and Feeding America between April 1st and June 30th, 2026. Activation is required.

Bilt Rent Day March 2026 Up to 125% Bonus to JAL

Earn up to a 125% transfer bonus to Japan Airlines with Bilt’s Rent Day promo on March 1st, 2026.

TSA PreCheck and Global Entry Suspended…

DHS has suspended TSA Precheck and Global Entry “due to the partial government shutdown:.

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