Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

FreeQuinnt Flyer

Your ticket to free travel—learn how to maximize your points and miles to fly anywhere in the world for free.

Get in touch

Learn to fly

View Advertiser Disclosure

Recent Articles

Learn to Fly

The Three New Bilt Cards

Bilt’s three new cards are launching on February 7th. You can choose from the no annual fee Bilt Blue card, the $95 annual fee Bilt Obsidian card, or the $495 annual fee Bilt Palladium card.

Bilt 2.1 Confused Yet?

Bilt is out with their new program where in addition to earning points on rent, you’ll also be able to earn points on your mortgage. Additionally they are launching three new cards which will be available starting on February 7th.

Chase Freedom Flex Q1 2026 Bonus Categories

Earn 5x points on Dining, Norwegian Cruise Lines, and the American Heart Association between January 1st and March 31st, 2026. Activation is required.

Mesa Card Abruptly Shuts Down

The Mesa Homeowners card abruptly shut down on December 12th with no notice. It had been one of my favorite cards.

JetBlue Opening First Airport Lounge at JFK

JetBlue’s first airport lounge, BlueHouse will be opening on December 18th at New York JFK in Terminal 5. This will be a great addition for JetBlue!

American Express Devalues Transfers to Cathay Pacific

American Express transfers to Cathay Pacific will be devalued from 1:1 to 5:4 starting on March 1st, 2026.

New 100k Miles with the Citi AAdvantage Executive World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard is the best way to get American Airlines Admirals Club access plus it comes with a ton of other great benefits and a new huge signup bonus of 100,000 miles after spending $10,000 in the first 3 months.

Capital One Devalues Emirates Transfers

Capital One is slashing their Emirates transfer ratios. You will now only receive 750 Emirates Skywards Miles for every 1,000 Capital One Miles transferred.

Let Me Handle Your Points & Miles

After 15 years of mastering credit card rewards and award bookings, I can save you the time and effort of learning it all yourself. Focus on your travels while I maximize your points.

Learn more

FreeQuinnt Flyer

Recent Articles

Credit Card Reviews

Airline Reviews

Airport Lounge Reviews

Hotel Reviews

Let Me Handle Your Points & Miles

Advertiser Disclosure

Follow us on instagram for the latest