Chase Freedom Flex Q4 2025 Bonus Categories
Chase has announced the new Q4 2025 bonus categories the Chase Freedom Flex where you can earn 5x points on select categories. If you haven’t picked it up yet, it is one of the best no annual fee cards out there. It is also time to activate the offer now so you can hit the ground running on October 1st.
Why This is Such a Great Card
The Chase Freedom Flex is an incredible no annual fee card which offers 5% cash back on rotating categories each quarter. Now, if you have a Chase Sapphire Preferred, the Sapphire Reserve, or the Ink Business Preferred, you can earn 5x Ultimate Rewards points instead of cash back. I value Ultimate Rewards points at 1.7 cents per point which increases your return from 5% to 8.5%.
You can earn 5 points per dollar on the first $1,500 spent across all categories each quarter for a total of 7,500 points. Maximizing each quarterly bonus means you can earn up to 30,000 points each year. That’s a crazy good deal especially considering this card has no annual fee.
Earn 5x points on Old Navy, Chase Travel, and Department Stores in Q4
Registration is open and the bonus goes into effect on October 1st. If for whatever reason you forget, you have until December 14th to activate this. All you have to do is go to https://www.chasebonus.com/ enter in your last name, ZIP code, and the last 4 digits of your card. Its as simple as that.
Activate Your Offer Today
What’s in Store for Q4 2025
This quarter is not intended for me at all. I think we are seeing more and more where the banks are leveraging brand deals to help fund some of these offers.
Old Navy
Chase Travel
Department Stores
PayPal- only in the month of December
I don’t think I’ve shopped at Old Navy since middle school and I really don’t go shopping at department stores much. Chase travel is a terrible value prop as you can book travel with the Chase Sapphire Reserve and get up to 8x points.
PayPal can be a great way to maximize the bonus in December. There are a ton of merchants that take PayPal and there are certainly shenanigans to be had with other uses of PayPal that I’ll leave up to your imagination.
Wrapping Up
The Chase Freedom Flex is one of the best no annual fee cards out there. Earning 5x points on the first $1,500 spent on Old Navy, Chase Travel and Department Stores from October 1st through December 31st as well as PayPal in the month of December. This is another great card to keep in your wallet to always earn more than 1 point per dollar on all purchases.
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