Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Mesa Members Can Now Transfer Points to Omni Hotels

Credit Card Reviews

Dec 2

Written By Quinn English

The Mesa Homeowners Card has quickly become one of my favorite credit cards out there. If you own your house, there is a ton of value to be had by not only earning points for your mortgage but also earning a ton of bonus points for all things home related, plus daycare! Best of all, there is no annual fee.

Mesa Adds Omni Hotels and Resorts as a Transfer Partner

Mesa just started adding transfer partners this year. And with the addition of Omni as a transfer partner, this brings them up to a total of 11 airline and hotel partners. Omni Hotels and Resorts has more than 50 properties in the US and Mexico and before this partnership, there was no way to get Omni credits outside of staying at one of their properties.

With this new partnership, Mesa Members are able to transfer 30,000 Mesa points and receive 100 Omni credits which is enough for a free night at any of their properties. The Mesa card earns 3x points on a ton of home related purchases so you’d only need to spend $10,000 on one of them to earn a free night. That’s a pretty great value!

Additionally, to celebrate the launch of this new partnership, Mesa is offering complimentary Champion Status to anyone who moves points to Omni in the first 3 months. Champion Status normally requires at least $4,000 in annual spending at Omni properties. This will get you things like room upgrades, late checkout and welcome amenities.

Apply Here for the Mesa Homeowners Card