Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Learn to Fly

15+ years of trial, error, and triumph in the world of travel rewards. Here's everything I've learned about maximizing points, booking award flights, and turning everyday spending into extraordinary trips.

Featured Posts

Learn to Fly

Pay Your Mortgage and Earn Points with Mesa

Update: New 50,000 point bonus with code: SEPT50. Earn points for your mortgage payments with the Mesa Homeowner’s Card

Review: New Atmos Rewards Summit Card

Explore Bank of America’s new Atmos Rewards Summit card for Alaska & Hawaiian Airlines travelers. This is one of the most exciting new card in a long time.

How to Earn Even More Points

Maximize rewards by stacking credit card offers, shopping portals, dining programs, and credit card promotions.

Quinn English 5/22/25 Quinn English 5/22/25

Sweet Spot: Using Alaska Airlines Miles for American Airlines

Save your miles by booking American Airlines flights with Alaska Airlines miles.

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Bilt Adds JAL as Transfer Partner

Bilt Rewards just added Japan Airlines as their 20th transfer partner

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How to Earn Bilt Points without Renting

You don’t have to be a renter or even have the Bilt Mastercard to earn Bilt points.

Quinn English 5/10/25 Quinn English 5/10/25

Emirates Restricting First Class Awards

Emirates is restricting first class awards for Emirates Skywards elite members starting May 12th, 2025.

Quinn English 5/1/25 Quinn English 5/1/25

Bilt Rent Day May: Southwest Transfer Bonus

Bilt is back with a great Rent Day promotion with a transfer bonus of up to 100% on points transferred to Southwest.

Quinn English 4/9/25 Quinn English 4/9/25

How to Go on Your Honeymoon with Miles

Getting engaged and planning a wedding is expensive. Take advantage of your credit cards to earn enough points to go on an epic honeymoon!

Quinn English 4/4/25 Quinn English 4/4/25

Expired: New 100k Point Bonus on the Chase Sapphire Preferred

The Chase Sapphire Preferred has a massive new offer for 100,000 points.

Quinn English 4/1/25 Quinn English 4/1/25

Chase Freedom Flex Q2 2025 Bonus Categories Live

The Chase Freedom Q2 Bonus Categories are now live! Earn 5x points on Amazon and Select Streaming Services purchases.

Quinn English 4/1/25 Quinn English 4/1/25

Bilt Rent Day April 2025 Promotion

Bilt is back with a great Rent Day promotion with a transfer bonus of up to 100% on points transferred to British Airways, Iberia and Aer Lingus.

Quinn English 3/11/25 Quinn English 3/11/25

Review: American Express Business Gold Card

The American Express Business Gold could be one of the best business cards out there earning 4x points on 2 rotating categories each month.

Quinn English 2/28/25 Quinn English 2/28/25

Bilt Rent Day March 2025 Promotion

Bilt is back with a decent Rent Day promotion with a transfer bonus of up to 200% on points transferred to Hilton Honors.

Quinn English 2/25/25 Quinn English 2/25/25

Review: American Express Business Platinum Card

The American Express Business Platinum is an amazing travel card with tons of benefits and statement credits each year.

Quinn English 1/28/25 Quinn English 1/28/25

Bilt Rent Day February 2025 Promotion

Bilt is back with a great Rent Day promotion with a transfer bonus of up to 100% on points transferred to Avianca LifeMiles.

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Chase Freedom Q1 2025 Bonus Categories

The Chase Freedom Q1 2025 Bonus Categories are now live!

Quinn English 10/3/24 Quinn English 10/3/24

Expired: New Bonus on the Chase Sapphire Preferred

The Chase Sapphire Preferred has a new offer for 60,000 points plus a $300 travel credit when signing up through a referral

Quinn English 10/3/24 Quinn English 10/3/24

Expired Huge Bonus on the Hyatt Credit Card

Chase is out with a huge new bonus on the World of Hyatt card where you can get 5 free night certificates after spending $4,000 in the first 3 months.

Quinn English 10/2/24 Quinn English 10/2/24

Review: Chase United Club Infinite

The Chase United Club Infinite Card is the best way to get United Club access plus it comes with a ton of other great benefits and a nice sign up bonus