Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

Learn to Fly

15+ years of trial, error, and triumph in the world of travel rewards. Here's everything I've learned about maximizing points, booking award flights, and turning everyday spending into extraordinary trips.

Featured Posts

Learn to Fly

Pay Your Mortgage and Earn Points with Mesa

Update: New 50,000 point bonus with code: SEPT50. Earn points for your mortgage payments with the Mesa Homeowner’s Card

Review: New Atmos Rewards Summit Card

Explore Bank of America’s new Atmos Rewards Summit card for Alaska & Hawaiian Airlines travelers. This is one of the most exciting new card in a long time.

How to Earn Even More Points

Maximize rewards by stacking credit card offers, shopping portals, dining programs, and credit card promotions.

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Transfer Amex Points to Avianca LifeMiles with a 15% Bonus

New 15% Bonus Points on Transfers from American Express to Avianca Lifemiles

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Review: World of Hyatt Credit Card

The World of Hyatt credit card offers a nice welcome bonus with great perks. If you stay at Hyatt properties with any frequency, this is the card for you.

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Review: Citi Strata Premier

Citi just relaunced the Premier as the Strata Premier with a number of nice enhancements.

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Flying Blade from JFK to Manhattan

Flying Blade from JFK to Manhattan could be the coolest experience of all time.

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Chase Sapphire Reserve vs. Sapphire

Chase Sapphire Reserve vs. Chase Sapphire Preferred. Which is better?

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Global Entry Application Fees Going Up

The Global Entry application fee is increasing to $120 on October 1st, but there’s a silver lining for families.

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Review: Citi AAdvantage Executive World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard is the best way to get American Airlines Admirals Club access plus it comes with a ton of other great benefits and a nice sign up bonus

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70,000 Miles with the Aviator Red Card

As of 10/01/2025 the Barclays Aviator Red Mastercard is no longer available for new applicants. Current cardholders can continue to use their card and all the benefits until they transition to Citi in 2026.