Is there a downside to having multiple credit cards open?

No. Having multiple credit cards can actually improve your credit score by lowering utilization and increasing available credit.

Do I need to spend a minimum each month to qualify for travel benefits?

Most cards do not require a monthly minimum. Some cards have annual spending thresholds, like $75,000 on the Amex Platinum for extra lounge guest access.

How long before a trip should we reach out?

The earlier the better. Airlines publish schedules 11–12 months out, and while award seats aren’t always released immediately, it helps to plan ahead.

Is there a minimum salary needed to qualify for your services?

No. Clients with both small and large annual spends can benefit. Strategies to maximize points and miles work regardless of income level.

What is the best credit card?

There is no single best card. The right choice depends on your spending habits, travel goals, and preferred transfer partners.

Capital One Adds Sign Up Bonus Rule for Venture Cards

Oct 29

Written By Quinn English

*Capital One Adds Sign Up Bonus Restrictions on Venture Cards*

On October 29th, 2025 Capital One announced a new restriction for sign up bonuses on their family of Venture cards, similar to what American Express did a few years ago.

Capital One Venture X Rewards Card: You are not eligible for the Capital One Venture X Rewards Card welcome bonus if you have earned the Capital One Venture X welcome bonus within the last 48 months.

Capital One Venture Rewards Card: Customers are not eligible for the Capital One Venture Rewards Card welcome bonus if they have earned the Capital One Venture X Rewards Card welcome bonus or the Capital One Venture Rewards Card welcome bonus within the last 48 months.
Capital One VentureOne Card: Customers are not eligible for the Capital One VentureOne Card welcome bonus if they have earned the Capital One Venture X Rewards Card, Capital One Venture Rewards Card, or the Capital One VentureOne Card welcome bonus within the last 48 months,

Wrapping Up

Just like with American Express, Capital One wants you to start with their “entry” level cards and move your way up to their premium card, the Capital One Venture X Rewards Card.

The content on this page is accurate as of the publish date; however, some of the offers mentioned may have expired.

Capital OneVenture XVenture

Quinn English

Capital One Adds Sign Up Bonus Rule for Venture Cards

Wrapping Up

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Capital One Adds Sign Up Bonus Rule for Venture Cards

Wrapping Up

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