The American Express Platinum is the king of travel cards that comes with great perks, but most spending should be put on something else.

Do you stay at Marriott properties frequently? This card is for you. Even if you don’t, the welcome bonus and ongoing perks makes this card extremely compelling.

The best no annual fee for everyday spending

The Citi Premier has one of the most well rounded bonus categories and is a contender for the best all around credit card.